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Smart Move!
Want to give yourself an instant raise? Maybe some piece of mind knowing you can handle your monthly payments? Don't wait until it's too late. Refinance your debt into one simple payment and improve your financial future today.
Benefits of debt consolidation:

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Property Location
Home Description
Credit Profile
Type of Loan

A typical home owner's situation that is in need of debt consolidation:
 Creditor Balance APR Current Payment
Credit Card 1 $8,000 18% $240
Credit Card 2 $8,500 18% $283
Auto Loan $16,000 10% $320
Dept Store $1,500 21% $75
Bank Card $2,000 21% $125
Total Debt $36,500   $1,043

Using the equity in your home, you can consolidate your monthly bills into one and reduce high interest rates.
Creditor Balance APR New Payment
Your Local Lender $36,500 8.295% (1) $267.82
Monthly Savings:  $775.18

Need to make improvements to your home? by choosing a debt consolidation loan, you can borrow the extra money you need to consolidate debt and make home improvements and still pay less each month than you did without financing your home improvements.
Creditor Balance APR New Payment
Your Local Lender $50,000 + 8.214% (2) $366.88
Monthly Savings:  $676.12

(1) $36,500 at an interest rate of 8% with $1000 in prepaid finance charges with no downpayment, points or interim interest. Annual percentage rate is 8.295% for 360 months. This is a sample rate; your individual rate will depend on the program and your credit history.
(2) $50,000 at an interest rate of 8% with $1000 in prepaid finance charges with no downpayment, points, or interim interest. Annual percentage rate of 8.214% for 360 months. This is a sample rate; your individual rate will depend on the program and your credit history.