Federal Housing Authority (FHA) loans have become increasingly more popular
in recent years.
Many people choose an FHA loan because they do not want to incorporate a large down payment into their purchase.
(Conventional Loans are often 10-20% of purchase price)
FHA loans allow for a lower down payment requirement than conventional loans
while at the same time provide for more flexible requirements.
These loans are ideal for first time home buyers and for
people with less than "perfect" credit.
To fully understand the benefits of an FHA loan with your particular lending
needs contact one of our loan officers today. Your Regent Financial loan
officer will take the time to understand your needs and educate you on the
lending process.